Mumbai, India · Seeking founder's office at a startup
Hey, I'm

Samarth Goradia

Project finance and structured credit by trade. Generalist by temperament. I model, analyse, automate, coordinate across stakeholders, and I'm looking to do all of that for an early-stage founder.

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About

BBA Finance from NMIMS Mumbai (Dean's List, 3.67/4.0). 9 months at Human Ventures, an agri-fintech, working on project finance and structured credit. Facilitated real loans for farmer groups, built financial models, designed automation workflows. Before that, an internship at PwC on the valuations team.

I'm at my best when the work spans disciplines: finance modelling, data analysis, stakeholder coordination, and a bit of code to glue things together. I designed an automation suite that cut document collection time by 90%, modelled goat-rearing profitability for government agencies, and analysed 25 years of football transfers with Python.

I'm looking for a founder's office role at an early-stage startup. The kind of seat where the generalist mindset is an asset, where I can move between finance, operations, analysis, and whatever the room needs that week.

Education BBA Finance · NMIMS Mumbai
GPA 3.67 / 4.0 · Dean's List
Based in Mumbai, India
Looking for Founder's Office · Startup
Currently Upskilling · Building · Open to roles
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Experience

Jun 2025 – Mar 2026

Associate, Project Finance & Structured Credit

Human Ventures · Agri-Fintech · Mumbai

  • Facilitated a ₹1.3 Cr loan for a farmer group establishing a dairy processing plant. Assessed creditworthiness and resolved complex lender audit queries.
  • Structured a ₹25 Lakh loan for a PepsiCo-partnered potato contract-farming cluster, managing end-to-end lender engagement.
  • Designed an API-based automation suite for client documentation. Collection and preparation time fell by over 90%.
  • Built a multivariable goat-rearing profitability calculator with ~99% reduction in modelling time. Outputs used by government agencies and lenders.
  • Produced due-diligence reports, financial models, and investor decks. Embedded UN SDG impact metrics across seven projects.
May – Jul 2024 · Internship

Valuations Intern

PwC · Mumbai

  • Prepared valuation inputs: WACC modelling, terminal growth rate computation, comparable-company analyses using Capital IQ.
  • Conducted due diligence work, drafted memos and exhibits, coordinated invoicing, completed pre-engagement compliance.
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Selected Projects

Valuation · Modelling

Pidilite Industries: Full Valuation

3-statement financial model with 5-year projections, ratio analysis, common-size statements, and full sensitivity testing. Valued via DCF (FCFF + FCFE) and relative multiples (P/E, P/B, EV/EBITDA). Stress-tested terminal growth and WACC; produced an intrinsic value range.

Data · ML · Python

Football Transfer Market Analysis

Analysed 25 years of global football transfers (~2,600 records). Cleaned, explored, engineered features, and trained a Random Forest model. Used the resulting negative R² as the finding, demonstrating the structural limits of public demographic data for fee prediction.

Wealth · Planning

Comprehensive Wealth Management Plan

Goal-based financial plan for a family. Income and expense analysis, insurance review, retirement and education funding, tax planning, loan restructuring. Produced multi-year cashflows, net-worth projections, and an actionable investment roadmap.

More projects (Mutual Fund analysis with Sharpe, Sortino, Treynor, Jensen's alpha; ML on e-commerce GMV; openFDA tool) live on the personal projects page.

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Skills

Finance

  • Project Finance
  • Structured Credit
  • Valuations (DCF · FCFF · FCFE)
  • Relative Multiples
  • Financial Modelling
  • Due Diligence
  • Wealth Planning

Data & Analysis

  • Python · Pandas · NumPy
  • Machine Learning
  • scikit-learn · Orange
  • Data Visualisation
  • SQL · Tableau · Power BI
  • Business & Industry Analysis

Tools & Platforms

  • Excel (Advanced)
  • Capital IQ
  • Canva · Google Suite
  • HTML · CSS
  • VS Code · Git

Certifications

  • CS50P · Harvard
  • Bloomberg Market Concepts
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Achievements

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Dean's List, NMIMS Mumbai

BBA Finance · 3.67/4.0 GPA

2025
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Best Contingent Leader Award, Kiran

Led NMIMS ASMSOC delegation to overall 3rd place at KC College's competition

2022
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Joint Secretary, Cultural Society

Managed a 20-member NM Cultural Society Jr. team. End-to-end event planning and PR.

2022
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Head of Department, Public Relations

Led a 25+ member team. Co-ran @beats_for_relief during COVID, using beatboxing and online competitions to raise ₹40,000 for hunger relief.

2020
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ICSE: 96%

Jamnabai Narsee School, Class X

2020
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